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SB Roofing, Inc., Roofing Contractors, Virginia Beach, VA
PO Box 62085
Virginia Beach, VA 23466
(757) 785-9937
(877) 312-7302
scott@sbroofing.com
PO Box 62085
Virginia Beach, VA 23466
(757) 785-9937
(877) 312-7302
scott@sbroofing.com
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Virginia Beach Roofing Blog

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Roofing Materials Affects Home Insurance – Virginia Beach, VA

Joseph Coupal - Tuesday, January 28, 2014

Do you need to replace the roof of your home? A lot rides on this decision, including home insurance costs. To a home insurance company, the roof is the most important part of your house. Because it's the gateway to far greater damage claims if it gets damaged.

The roof is the first layer that wind, hail, wildfire and other hazards really begin to act on. In more than 90% of hail or high-wind claims, there is a payout relative to the roof cover.

With insurance, a lot rides on your roof.

Because insurers have a vested interest in your roof, they price your home insurance accordingly, based on the soundness of its construction and what it will cost them to replace it. Premium incentives and disincentives for roof types vary widely by company and location.

If you live near a wildfire zone, you pay a lot if your roof is (made of) cedar shakes compared to asphalt shingles that are flame-retardant, or a metal roof that doesn't burn. Some home insurance companies won't even insure certain roof types, such as wood shakes, in high fire-risk areas.

Before you decide on roofing materials, you may want to check with your home insurance agent before you build or replace the roof to see what impact your roofing type might have on your premium. Companies are moving more and more toward 'actual cash value' coverage for a roof and not paying the full replacement cost.

What's the best roofing choice for you?

Look at the other homes in your neighborhood and you should consider the weather conditions and types of natural disasters that are common in your area. SB Roofing can also help you decide which roofing material is best for your home, neighborhood, home value and insurance premium. For more information on roofing materials, contact SB Roofing.

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Differences in Roofing Materials – Virginia Beach

Joseph Coupal - Tuesday, December 10, 2013

When you need to replace the roof, choosing a roofing material is one of the hardest decisions in the process. You need to take into consideration, weather conditions, how long you will be in your home, the neighbor’s homes, and home value. Here is some information on the roofing materials available today.

Asphalt shingle

Lifespan: 15 to 20 years for three-tab, 20 to 25 years for architectural.

Construction: Asphalt is infused into a fiberglass core, and the material is then covered with colored granules. Single-layer shingles create a flat appearance; double-layer architectural shingles give a textured look.

Pros: This least expensive roofing material is lightweight, fire-resistant, economical to install, available in a variety of colors and can be installed over an existing roof.

Cons: Shingles fade, become brittle, attract mold and mildew, and may blow off in high winds.

Good to know:

  • Shingles age more than any other roof types, and color is a big factor. The lighter the shingle, the slower it's going to age.
  • Use the manufacturer's underlayment system. For less than $1,000 (extra), you're putting on a much, much better roof.
  • Lightweight shingles are preferred over heavier roof options in seismic areas, where roofing can be damaged by earthquake movement of the building parts beneath.

Metal Roofing

Lifespan: A lifetime, but the surface may require recoating.

Construction: In a traditional installation, thin sheets of stainless steel, aluminum, copper or zinc are measured, cut into panels and seamed for custom installation over a watertight roof underlayment. Metal also can be formed to simulate wood shakes, shingles and even tile or slate.

Pros: Metal is light, durable and laughs off the fire, rot and insect perils that plague other roofing types. Metal also reflects the sun's rays, keeping attics cooler.

Cons: Metal's higher price might discourage some homeowners. Some metal roofs also can be noisy in rain or hail and show surface dents.

Good to know:

  • Professional installation is the key to longevity for a metal roof. Metal roofs are very much subject to galvanic action. If you have dissimilar metals touching each other, you'll get a hole from corrosion where those metals meet.
  • Using a local roofer may save you money because metal roofs are only so thick, and roofers usually either use a local shop or form them themselves.

Wood shakes

Lifespan: 15 to 20 years.

Construction: Chunky wood shakes are hand-cut from cedar, redwood or pine trees, while wood shingles are machine-processed.

Pros: In addition to their timeless look, properly installed wood shakes can provide good insulation.

Cons: Wood shakes are expensive to buy and install, have little or no defense against fire, can warp over time and may be susceptible to rot. Insurers will almost certainly charge a premium to underwrite a shake roof.

Good to know:

  • Although some manufacturers impregnate their shakes with a fire retardant to meet fire safety standards, Reinhold questions how long the treatment will remain effective. Most roofing products are rated in their virgin state as they come out of the factory, but it's unclear how long that's going to last over time.
  • Be sure to check with your insurer before committing to wood. Some insurers will increase your whole-house peril cost because of wood shakes."

Slate Roofs

Lifespan: A lifetime when installed correctly.

Construction: Actual slices of slate stone are cut to form.

Pros: Like tile, slate is impervious to fire, rot and insects, with the added benefits of greater impact resistance and less maintenance. Unlike tile, slate can be easier to repair due to its natural color variations.

Cons: Slate is expensive to purchase and install, and its weight might require extra support. Expect slate to add to your home insurance costs.

Good to know:

  • Slate is normally mechanically attached, so it has a high wind resistance. If winds get high enough to where the slate starts coming off, they'll probably fall to the ground a little faster than tile.
  • If you're looking at slate, you would probably never do the $500 version.
  • Slate tends to be used on new, large homes with roof structures specifically designed to withstand the additional weight. On a large house the average slate roof can cost $75,000 to $100,000 in materials alone.

Tile Shingles

Lifespan: A lifetime when installed with sound underlayment.

Construction: Mined clay is shaped, glazed or painted, then baked. For concrete tile -- sand and pulverized rock are mixed with concrete, tinted, then poured into molds.

Pros: Versatile tile offers a wide range of looks, will not burn, rot or attract insects, and provides optimal attic insulation.

Cons: Clay tile is expensive, and some types can crack under foot if anyone ever needs to walk around up there. Any tile adds weight to the home's structural supports. The potential replacement cost could result in higher home insurance rates.

Good to know:

  • Clay tile is the only roof product that doesn't fade but instead gets darker.
  • Concrete tile tends to be heavier and stronger than clay. When you get into hail, concrete has some advantages there.
  • Concrete tiles formed to look like wood shakes can be a good alternative to wood in fire-prone locales.

For more information on roofing and roofing materials, contact SB Roofing.

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Questions to Ask a Roofer – Virginia Beach, VA

Joseph Coupal - Monday, November 25, 2013

1. What is the full name and address of the company?

Getting the complete address of the roofing company can be an important factor in determining a company’s time in business. If a post office box is given, ask for a full street address as well. Try to hire a contractor that has an office nearby. The likelihood of better service and quicker response time is greater if the company is based near your home.

2. Does the company carry insurance?

A roofing contractor should carry comprehensive liability insurance and workers’ compensation insurance to protect you in the event of a roofing accident. This can be verified by asking to see the contractor’s certificates of insurance (workers’ compensation and general liability). Let the contractor know you want current certificates sent to you by the insurer before the job is started. Bland assurances of insurance coverage may refer to other forms of insurance. Don’t be confused. Ask for proof of general liability and workers’ compensation coverage for roofing projects.

3. Is the company a licensed or credentialed contractor?

When you pose this question, you are, in effect, asking if the contractor is licensed by your state and/or city. Not all states require contractors to be licensed. A number of cities also require professional licensing. Check with your local licensing authority for details. A contractor may also answer this question by telling you he has a business license. However, a business license is a tax requirement only and is not directly relevant to the contractor’s competence.

Several roofing manufacturers offer a variety of programs to professional contractors that establish their credentials as a knowledgeable roofing company. Homeowners can view a contractor’s credentials as another indicator of their degree of knowledge, professionalism, and dedication to the roofing trade.

4. How long has the company been in business?

Needless to say, longer is usually better. Under three years may signal an unstable business or one low on the learning curve. On the other hand, everybody has to start somewhere. References will be helpful to double check any business, and are especially important when dealing with a new business. A newer business may have a great future but it is only reasonable to be more careful when considering its referrals. The failure rate of small businesses  in the first three years is very high.

5. Will the company provide referrals or references from previous jobs?

Request a list of 10 names and phone numbers of recent customers (last 12 months). It is not necessary to check all 10, but you will be able to pick randomly from the list those you do call.

6. What is the company’s workmanship warranty?

Typically, roofing contractor workmanship warranties are for one year or more. Longer warranties are not necessarily more valuable than shorter warranties. The length of the warranty is less important than the intent and ability of the roofer to stand behind his warranty. That is best evaluated using customer referrals. Ask his customers specifically for information about these four things:

  1. Did he perform his work on a timely basis?
  2. Was he responsive when asked for information and changes?
  3. Did he act as if he cared about the customers interests?
  4. And finally, would you call the company trustworthy?

The roofer will warrant his workmanship. The manufacturer, on the other hand, warranties the roofing material against defects in manufacturing. Thus, two warranties will cover the shingle roof system. Understand them both. Ask for a copy of the manufacturer’s warranty pertaining to the specific shingle products you are considering.

Even if problems of workmanship arise after the workmanship warranty has lapsed, a reliable contractor usually will want to stand behind his work. <<>

7. What is the company’s track record for solving customer complaints?

Try to find out how your contractor handles problems when they do arise. Request a referral from a job that involved a complaint. Ask the contractor if he has ever lost a job-related court case. Ask if his contractor’s license has ever been suspended and why. Also, in talking to the appropriate authorities, such as the Better Business Bureau and licensing departments, find out if any complaints have been filed against the contractors whom you have interviewed. Many contractors in business for any length of time have been involved in a dispute. Ask how the dispute was resolved, to test your  contractor’s reputation.

For more information contact SB Roofing.

Certainteed

A New Roof Makes Your Home Easier to Sell – Virginia Beach, VA

Joseph Coupal - Monday, November 04, 2013

The real estate market is heating up and as the prices rise homeowners are thinking about putting their home on the market soon. A new roof is the perfect way to set your home apart from the competition.  Even though it is a seller’s market, you can get more for your home if the home inspector tells potential buyers that the roof is new.

No one wants to pay for a roof replacement, right now or in a few years. Take that worry away from potential buyers and make your home more enticing by repairing or replacing your roof before you put your home on the market.

Are you considering selling? Consider your buyer. Buyers have their choice of homes, but once the home inspector arrives, homes get taken off the list of homes they are considering. By replacing the roof or, I some cases, repairing the roof, you ensure that your potential buyers are still considering buying your home.

If you put your home on the market with a roof that needs to be replaced, you will end up losing money off your asking price in the end.  Your home may also sit on the market for longer than you want making your own move take longer. When you home sits on the market you inevitable end up reducing the asking price in the end.

Even having regular roof inspections will make your home easier to sell.  Showing buyers that you have a well maintained and regularly inspected roof gives you home added value.

For a new roof in order to sell your home, contact SB Roofing in Virginia Beach.

New Roofs Should Last Decades – Virginia Beach, VA

Joseph Coupal - Monday, October 21, 2013

Roofs are meant to last decades. As one of the least favorite but most important home improvement projects, most of us would like a new roof to last forever, they can’t. But, a new roof should last more than 20 years.

But there are some tips from roofing experts on which roofing shingles will give you the best and longest  coverage for your money.

There's a 20-year three tab asphalt shingle, which is probably the shingle that was put on the house when it was built. There's a 25-year three tab asphalt shingle and there's an architectural shingle which is laminated. People often call that a fancy shingle. If you take a second look at  roof with an asphalt shingle on it, it is most likely an architectural shingle.

There is also the 30-year lifetime laminated shingle. Most are asphalt, but others include wood, slate or tile.

When determining what kind of roofing product you want to use for your roof, first you want to think about what you have on your roof now? What kind of roofing material is being used on your house? What kind of roofing shingles is being used on your neighbor's houses? What's most commonly used in the neighborhood? What is going to fit best with the style? Also consider the color you choose. This is the advice from Angie’s List.

Angie’s List also wants you to know how important it is to hire a reputable roofing contractor.

When it comes to color, use the same method as picking paint -- hold up a sample to the outside of the home, both in the sun and shade, to get a good feel of what the single will really look like.

For more information on roofing and roofing materials, call SB Roofing.

RTV6

Choosing Roofing Materials – Virginia Beach, VA

Joseph Coupal - Monday, October 07, 2013

Is your roof in need of a makeover? If so, choosing roofing materials can be confusing because there are so many choices.

Here is some advice about what factors to consider before roof installation begins.

Before making a choice, consulted with a roofing contractor who can discuss the pros and cons of materials available.
Before you chose a roof look at samples and suggested types of roofing as well as color.

Asphalt shingles are the most common type of shingle used today and is relatively inexpensive, but other materials can also be used like wood, slate or tile.

When determining what kind of product you want to use for your roof, first you want to think about what is there now? A lot of roofing manufacturers also have a computer program that can show you exactly what it’s going to look like when it’s on your house. The last thing you want to do is pick a roof that doesn’t compliment your home or the neighborhood.

If the shingle is installed incorrectly, it will fail – that’s why it’s important to hire a reputable roofing contractor who has experience with the type of product you want.

Putting a new roof on your house is one of the biggest projects you’ll do as a homeowner. Your roof typically last 20 to 30 years, so you want to find a reputable contractor who is licensed and has insurance. You also want to be sure that they have a good reputation and good warranty for standing behind their work.

Choosing a color for your roof project is not always easy. Be sure to look at the samples in both the sun and the shade.

For more information, contact SB Roofing.

CBS

Cost Benefits of Metal Roofing – Virginia Beach, VA

Joseph Coupal - Tuesday, September 24, 2013

If you are considering an new roof, metal roofing is something to consider.  In fact, metal roofing is becoming one of the most popular roofing materials on the market because it has many advantages of traditional asphalt shingles. A longer lifespan, lower maintenance and better thermal properties, metal roofing is becoming popular all over the country.

When considering a new metal roof, consider the benefits of metal roofing while you consider the costs. Metal roofs require less maintenance and will last longer. As a result, they retain their value longer which makes them an asset when selling your home. So, despite their higher initial cost, they can pay for themselves over their lifetime.  If a roofing system lasts for decades you will recoup the cost.

Metal roofs are fire resistant, impact resistant and non-corrosive, meaning they don’t rust. Additionally, they reflect sunlight which helps to maintain a comfortable temperature in your home. This helps you reduce energy costs. Metal roofs are also recyclable, which makes them attractive if you are trying to reduce your environmental impact.

Available in different colors and textures, metal roofs have come a long way from the old style metal roofs. Remember, you roof is a long term investment, and metal roofs can last for decades with no maintenance and they can save you money on energy bills. If you want more information on metal roofing, contact SB Roofing.

Replace the Roof Before you Try to Sell Your Home – Virginia Beach, VA

Joseph Coupal - Wednesday, September 18, 2013

Want to get top dollar for your home? If so, set your home apart from the competition with a new roof. If you have not repaired or replaced your roof in some time, and you want to put your home on the market, consider a new roof. A home with a new roof is so much more appealing than other homes on the market.

When you put your home on the market, consider your buyer. If you want to sell and if you know you need a new roof, replace the roof before you list your home. Buyers are much more picky today. If your roof needs to be replaced, you won’t get top dollar. Most likely your buyers will use this as a prices negotiating tool.

If you haven’t had a roof inspection in several years, or you know you actually need a new roof, address this before you put your house on the market.  By replacing the roof, you will end up spending money. But, if you don’t you will lose that much or more off the sale and your home will almost certainly take longer to sell.
 
Home buyers don’t care about the roof UNLESS the roof needs repair or replacement. In fact, most people don’t pay too much too the roof at all, except when it begins to fail.  Roof replacement is probably one of the most “boring” home renovations, but certainly it is one of the most essential.

When you need a new roof, nailing over the existing roof is not recommended because this adds weight and increases the chances of roof leaks.  Weigh the costs of the job and your return and you will find it is probably worth the new roof. Need more information? Contact SB Roofing.

Do I Need a New Roof or Roof Repairs? Virginia Beach

Joseph Coupal - Monday, August 26, 2013

It is often hard for homeowners to know if they need roof repairs or a new roof, and it is an expensive endeavor. You need to know who to trust when you ask that question.

Here are some sings to look for that are easy to see to help let you know that you need roof repairs or replacement.

Leakage in the attic after wind driven rain.
Possible cause: Leaky or inadequate shingle underlayment or deteriorated flashing.

Leakage in attic after ice build up.
Possible cause: Inadequate shingle underlayment allows water from ice dams to leak into the attic.

Blistering and/or peeling of interior and/or exterior paint.
Possible cause: Excessive temperature or high humidity to do poor attic ventilation.

Stains on interior ceilings and walls or mold and mildew growth.
Possible cause: Inadequate or faulty shingle underlayment allowing leakage or enadequate ventilation.

Exterior decay.
Possible cause: poor attic ventilation.

Missing, cracked, or curled roof shingles.
Possible cause: Shingles have reached the end of their useful life.

Dark, "Dirty-Looking" areas on your roof.
Possible cause: Loss of granules due to age of shingles.

Excessive energy costs.
Possible cause: Insufficient attic ventilation causes heating/cooling system to run excessively

In warm weather, inadequate ventilation will trap hot air in the attic, causing air conditioning systems to work harder, or leaving your home's interior hotter and less comfortable. In both hot and cold weather, insufficient attic ventilation may cause moisture in the attic to become trapped and condense on the rafters. This condensed moisture can drip down onto the insulation and reduce its effectiveness. Excessive energy costs can result.

For a roofer  you can trust and for more information on a new roof or roof repairs, contact SB Roofing.

Roofing Materials for Warm Weather Homes - Virginia Beach

Joseph Coupal - Friday, August 09, 2013

The first line of defense in keeping your home cool and combating the heat is the roof. Roofing materials and colors impact how buildings and homes handle heating and cooling.  There are two roofing materials in particular that are great for warm weather roofs.

Roofing with slate tiles a durable and beautiful choice, with a natural color range. Slate roofing lasts a long time with little maintenance. Light colored and earth-toned slate help reduce the heat absorbed by a home because it has natural reflective properties. It also wears to a nice finish over time.

In terms of reflectivity, white metal roofing reflects about 66% of the sun's energy away from a roof. Metal roofing has another edge: Compared to other roofing types, it cools faster at night, and holds less heat for shorter periods.

Most metal roofing will cost 20% to 30% more than traditional roofing, but in energy savings, durability and lowered maintenance, it is a cost saver overall. In order to maximize the benefits of metal roofing in warm climates, treatments and installation are major factors. Most metal roofs are steel and aluminum and most types should be treated for corrosion resistance. They also need to meet minimum code standards for wind resistance and placement.

Roofing materials impact how buildings keep cool, especially in warm climates. For more information roofing materials, contact SB Roofing.

Excerpts - howstuffworks


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